Real Estate Refinance

Important Documents & Information

STAGES

STEPS

DOCUMENTS & INFORMATION REQUIRED

Note: If you have already provided any of the following information then you do not need to send us again.

INFORMATION NEEDED

Full name, cell phone number, Email addresses, occupation and business address of all parties on the title.
Spousal Status: E.g married or single or separated or divorced. If Married then the name of the spouse with copies of spouse I.D.s, if separated we need a copy of the Separation Agreement, and If divorced, then we need a copy of the Divorce Certificate and Divorce Order.
Residence Status: E.g. Canadian citizen or permanent resident or student or visitor
Please advise if all parties to the agreement will be physically present in Canada until the date of closing.
Please advise if the property is used, in whole or in part, for commercial use.
Please advise if any part of the property is tenanted.
Forwarding mail address.
Additional Notes for Lawyer.

DOCUMENTS NEEDED

All parties: two valid I.D.s, front and back scan copy (E.G. Driver’s License and Passport, NOT HEALTH CARD!).
Mortgage statement. Please ensure all relevant details are legible.
(If Applicable) Articles of Incorporation, names of the Directors and their I.D.s.
Copy of Void Cheque.
Most recent property tax bill.
If your refinance requires additional payouts, such as payment to a credit card or line of credit or car loan or CRA etc, then please provide the latest statements with the complete account number/information to enable our office to request a payout statement.

Do you want to provide the above Information now?
Name
First Last
Email
Phone
Parties contact information
- 1. Full name, cell phone number, Email addresses, occupation and business address of all parties on the title.
- 2. Spousal Status: E.g married or single or separated or divorced. If Married then the name of the spouse with copies of spouse I.D.s, if separated we need a copy of the Separation Agreement, and If divorced, then we need a copy of the Divorce Certificate and Divorce Order.
Residence Status in Canada
- 1. Residence Status: E.g. Canadian citizen or permanent resident or student or visitor
- 2. Please advise if all parties to the agreement will be physically present in Canada until the date of closing.
Property Use
- 1. Please advise if the property is used, in whole or in part, for commercial use.
- 2. Please advise if any part of the property is tenanted.
- 3. Forwarding mail address.
- 4. Additional Notes for Lawyer.
Upload Documents (If you are unable to upload all documents please use message form)
- 1. Two Valid IDs, Front and Back Scan Copy (E.G Driver's License and Passport, NOT HEALTH CARD!).
- 2. Agreement of Purchase & Sale.
- 3. Mortgage statement. Please ensure all relevant details are legible.
- 4. (If Applicable) Articles of Incorporation, names of the Directors and their I.D.s.
- 5. Copy of Void Cheque.
- 6. Most recent property tax bill.
Drop files here or

Max. file size: 216 MB.

Send Us A Message or Documents

OUR FEES STRUCTURE

Our Real Estate Lawyer Fee for refinancing a property is $900 + tax.

WHAT IS INCLUDED IN LEGAL FEES

One Mortgage Payout or Any debt payout;
Bank Charges, including two certifications of cheques;
Deposit into client’s account by way of the certified cheque;
Printing, Courier Charges;
Phone & Fax charges.
File Opening Charges;
One Appointment/ Mobile Signing;
After Office Hours Appointment;
Securing Title Insurance

WHAT IS NOT INCLUDED IN LEGAL FEES

Per additional Payout $63 + Tax if required;
Government Registration $78 per document;
Mandatory Software Charge $171 + HST
Stewart Assyst Charge $33.90 (Charged As Per Invoice)

WHEN TO PAY US

We collect our legal fees from your mortgage proceeds.

CLIENT RESPONSIBILITY

Payout statement. Provide copies of all payouts with complete details to the lawyer without delay.
Proof of Payment. Provide proof of last payments made for property tax.
Proof of Residency. We require at least one Ids to prove Canadian residence, e.g. Passport or P.R card.
Travel plans. Inform our office of any travel plans or inability to meet us within a week of the closing date.
Fire insurance. The client should obtain fire insurance for new lender as soon as possible.

Step by Step Process

STEP 1: Upload the information online or Scan and Email the documents requested info@slclawyer.ca

STEP 2: Allow us time to review your documents and issues on your file. We may not contact you until a week before closing if everything is moving according to the procedure.

STEP 3: A week before closing, schedule an in-person appointment for signing closing documents. We must verify your Ids and signatures.

STEP 4: Ensure all original IDs are available for your appointment with our office.

STEP 5: On the date of closing by 5:00 P.M., reach out to our office to confirm closing.

STEP 6: Collect your mortgage proceeds from our office, same day or next working day. We can also deposit the balance of mortgage proceeds directly into your account by way of a certified cheque only. Please note: Some banks have starting holding funds for five working days. Please speak to your account manager to remove the hold.

STEP 7: Receive a final report with copies of all transaction documents for your record.

STAGES

Documents Required

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CLIENT RESPONSIBILITY

Our Fees

STEPS

DOCUMENTS & INFORMATION REQUIRED

Send Us A Message or Documents

Secure Uploads

OUR FEES STRUCTURE

CLIENT RESPONSIBILITY

Step by Step Process

STAGES

Documents Required

Send Message

CLIENT RESPONSIBILITY​

Our Fees

STEPS

DOCUMENTS & INFORMATION REQUIRED

Send Us A Message or Documents

Secure Uploads

OUR FEES STRUCTURE

CLIENT RESPONSIBILITY

Step by Step Process

CLIENT RESPONSIBILITY