Purchase
Get clear guidance through your home purchase. We review title, address legal issues and coordinate with your lender to prepare for closing.
Get a Purchase Quote
Residential Purchases • Sales • Refinancing
Buying, selling or refinancing your home? Our Mississauga real estate lawyer and legal team guide you through every stage of your residential closing, from reviewing documents to successfully completing your transaction.
Standard subtotal (legal fee + $699 fixed office disbursements). Applicable HST and third-party closing costs are additional.
Legal guidance for your next move
Support for residential purchases, sales and refinancing, together with dedicated legal services for title transfers, mortgage independent legal advice and survivorship applications.
Get clear guidance through your home purchase. We review title, address legal issues and coordinate with your lender to prepare for closing.
Get a Purchase Quote →We prepare closing documents, coordinate mortgage payouts and arrange the release of your net sale proceeds following completion.
Get a Sale Quote →We review lender instructions, coordinate required mortgage discharges and register your new mortgage, with guidance through the funding process.
Get a Refinance Quote →Add or remove an owner, or change how title is held. Review title transfer costs, legal requirements and obtain a quote for your proposed transfer.
Title Transfer Fees & Quote →Understand your obligations before signing. We provide independent legal advice on mortgages, guarantees and related financing documents.
Mortgage ILA Fees & Quote →Assistance with updating registered title following the death of a joint tenant where the right of survivorship applies.
Survivorship Fees & Quote →From your first quote to closing
Four clear steps, with guidance from our team throughout your purchase, sale or refinance.
Share your transaction details and closing date. Receive a written breakdown of legal fees, office disbursements and estimated third-party costs.
Accept your quote and complete our initial requirements. Send your purchase agreement or refinance details; we coordinate with your lender for mortgage instructions where required.
Meet with your lawyer to review and sign your closing documents. Choose an in-office appointment or remote signing for eligible transactions.
We complete the required registrations, coordinate funds and confirm completion, including key-release arrangements or payment of proceeds, as applicable.
Our team explains what is required and helps you prepare for each stage of your closing.
Our clients
“They managed the sale of our house with zero stress. Always available and on top of the details.”
“They provided white glove service and walked us through the entire process with detailed explanations.”
“He was very professional and organized. Thank you for making the legal end of our home purchase and sale smooth”
My spouse and I have used Shaikh Law in a title transfer and for independent legal advice for a mortgage contract. Team is efficient in setting up appointments and promptly responds to email queries; almost 24/7. Lawyers in both situations were knowledgeable and thorough. I would not hesitate to recommend this firm
From start to finish, everything was smooth, well-organized, and completely transparent... I really appreciated their honesty and the fact that there were no hidden fees. I’d highly recommend them to anyone buying or selling property in Mississauga
I was a first time home buyer and I had an excellent experience with closing process. Specially Naimesh helped and explained every steps of the closing process, made it worry free. It was well informed and transparent
Planning your own purchase, sale or refinance?
Get a Quote Online →
Clear fees. Upfront pricing.
At Shaikh Law Firm, our flat legal fee is $999 for a sale and $1,100 for a purchase or refinance, plus a fixed $699 office disbursement package. HST, land transfer tax, title insurance and government registration fees are additional.
Legal guidance from reviewing your documents to completing your home purchase.
Flat legal fee
$1,100
Subtotal: $1,799 + HST Title insurance, government registration fees and applicable land transfer tax are additional.
Get a Purchase Quote →Support with your closing documents, mortgage payout and net sale proceeds.
Flat legal fee
$999
Subtotal: $1,698 + HST Includes one mortgage payout & discharge
Get a Sale Quote →Assistance with lender requirements, mortgage registration and disbursement of funds.
Flat legal fee
$1,100
Subtotal: $1,799 + HST Includes one mortgage registration & discharge
Get a Refinance Quote →Your legal fee covers document and title review, preparation of closing documents, coordination with the other lawyer and your lender, and handling of closing funds. It includes one mortgage registration on a purchase or refinance and one mortgage discharge on a sale or refinance.
Disbursements are transaction expenses separate from the legal fee. Our $699 fixed office disbursements covers standard software and platform fees, title searches and routine administration. Third-party costs, such as land transfer tax, title insurance and government registration fees, are additional and passed through at cost.
A standard transaction in Mississauga covers one residential freehold or condominium property in Ontario with one mortgage registered or discharged. Islamic financing (such as Ijara structures), private lenders, additional mortgages, separation agreements or matrimonial disputes, and title issues fall outside scope of standard transaction. Any additional fee is confirmed in writing before work begins.
Start with clear pricing
See your legal fees, office disbursements, taxes and third-party costs in one itemized estimate.
Firm budgeting allowance for a routine Ontario freehold or condo. Actual Chicago Title pricing, coverage, endorsements and discounts may differ.
One Ontario freehold or condo with routine requirements. See the scope details below.
First payout included. Each additional payout: $65.00 + HST. Lender and government charges remain separate.
Enter a number from 0 to 100.
Use 100 if all ownership interests qualify; use 50 for one of two equal qualifying interests. Spousal rules can alter the eligible share; confirm in your written quote.
Optional planning subtotal only; adjustments and excluded costs remain additional.
Our fixed refinance fee covers the legal work from your lender's instructions to funding: we review the mortgage instructions, pay out your current mortgage, register the new mortgage and report to you and your lender. Every cost is itemized, and any additional work is confirmed in writing before it begins.
Optional. Each answer adds a step to your estimate.
Checks how much most lenders would refinance.
From your latest mortgage statement.
For example, a line of credit, credit cards or a car loan paid from the new mortgage. Count each one in the number of payouts above.
An estimate; published ranges are about $200 to $350. Replace it with your lender's figure, or enter 0 if none.
For the interest rate differential: your lender's current rate for a term close to the time you have left, less any discount you received. Leave blank if unsure.
Replaces our estimate. Enter 0 if your lender confirmed there is no penalty.
Shows your new payment and whether the lower rate covers the cost.
Published ranges are about $300 to $600 if your new lender requires one and does not pay for it. Enter 0 if not needed.
Step 1 of 3
Includes legal work for one mortgage payout and discharge. Additional payouts, lender charges and government registration are separate.
Leave blank for the automatic firm budgeting allowance. An entered insurer quote, including all taxes and fees, replaces the allowance.
Leave at 0 when the lender registers its discharge. Enter only registrations charged through our office; lender charges are excluded. Do not count a lender's registration twice.
Budget only, not a quote or cash required to close. Standard scope: one Ontario residential freehold or condominium property with routine title and closing requirements. Islamic financing (including Ijara), private lending, additional mortgages, separation agreements or matrimonial disputes, and title or closing issues requiring additional work require a written quote. Additional fees are confirmed in writing before additional work begins.
Clarity before closing
Know what is included, who is handling your transaction and how to reach us. Enjoy digital convenience with the support of our Mississauga legal team.
| What matters to you | Shaikh Law Firm What you can expect | When comparing providers |
|---|---|---|
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01
Clarity on your costs
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Shaikh Law Firm
✓
Fixed legal fees. Capped office disbursements.
Confirmed upfront for the agreed scope.
Your itemized quote identifies separate
third-party costs.
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When comparing providers Are office disbursements fixed or estimated? Are software, search and administration charges included? |
|
02
Someone to answer your legal questions
|
Shaikh Law Firm
✓
Access to your lawyer
Speak with the lawyer responsible for your
transaction when you need legal guidance.
Our team keeps you informed about next steps.
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When comparing providers Who is the lawyer responsible for your file, and how can you contact them with a legal question? |
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03
Support when matters overlap
|
Shaikh Law Firm
✓
A broader legal team
Where family, estate or corporate matters
affect your closing, our broader practice
can help identify issues and coordinate
additional advice.
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When comparing providers If a related legal issue arises, what additional support is available and how will it be arranged? |
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04
A convenient way to work with us
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Shaikh Law Firm
✓
Online convenience. A local office.
Submit documents online and sign remotely
for eligible transactions, or meet our team
at our Mississauga office by appointment.
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When comparing providers Can you choose remote or in-person signing? Are there eligibility requirements or additional fees? |
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05
Careful attention to your transaction
|
Shaikh Law Firm
✓
Legal review before closing
We review title, closing documents and applicable
lender requirements, identify issues and advise
you on the steps needed to address them.
|
When comparing providers What reviews are included, and how will you be advised if a title or closing issue is identified? |
A clear quote includes clear boundaries. Fixed fees and capped office disbursements apply to the scope set out in your written quote. Applicable HST, land transfer tax, title insurance and government registration charges are separate. Related legal services or work outside that scope are quoted separately.
Start with a clear, written quote.
Tell us about your purchase, sale or refinance.
FREQUENTLY ASKED QUESTIONS
Buying, selling or refinancing property in Mississauga? Find answers to common questions about real estate legal fees, closing costs, required documents, mortgage financing and the closing process in Ontario.
At Shaikh Law Firm, our legal fee for a standard residential sale is $999, while purchases and refinances are $1,100, plus a $699 fixed office disbursement package and applicable HST. Land transfer tax, title insurance and government registration fees are additional where applicable. For a detailed breakdown, visit our Real Estate Lawyer Fees Ontario page.
Depending on your transaction, our work includes reviewing closing documents and lender instructions, reviewing title and addressing requisitions, coordinating with the other lawyer, and arranging registration and the transfer of funds. Your written quote identifies the work included in your legal fee, office disbursements and any separately quoted services.
The required documents depend on whether you are buying, selling or refinancing. Generally, you should provide your property address, closing date, contact information and valid identification. For purchases and sales, your lawyer will ordinarily require the Agreement of Purchase and Sale and relevant amendments. For refinancing, existing mortgage details and lender information will also be required. Our office provides a transaction-specific document checklist before closing.
Ideally, contact a real estate lawyer as soon as your offer is accepted or when your proposed closing date is known. Early involvement allows sufficient time to review documents, investigate title, coordinate mortgage instructions and address potential closing issues. If you are purchasing a new-build property or need an agreement reviewed before signing, contact a lawyer earlier.
The time available for closing generally depends on the closing date agreed upon in your Agreement of Purchase and Sale. Your lawyer uses the period before closing to complete title searches, review documents, coordinate with the lender and prepare the necessary registrations. Short closing periods may require urgent arrangements and additional work. Contact our office promptly if your closing date is approaching.
Secure remote signing is available for eligible residential real estate transactions, subject to identification, legal and lender requirements. Our office will confirm whether your transaction qualifies for remote signing. You may also arrange an in-person signing appointment at our Mississauga office.
Not necessarily. An Ontario-licensed real estate lawyer can generally handle a residential property closing in Mississauga without having an office in the city. Shaikh Law Firm has its head office in Mississauga and offers remote appointments for eligible transactions, together with in-person appointments.
No. Ontario land transfer tax is separate from your lawyer's legal fees and office disbursements. It generally applies when purchasing or acquiring an interest in Ontario property, subject to applicable exemptions. The amount depends on the consideration and the applicable tax rules. Your closing estimate should identify land transfer tax separately from legal fees.
Eligible first-time homebuyers may qualify for an Ontario land transfer tax refund of up to $4,000. Eligibility depends on factors including previous property ownership, age, citizenship or permanent resident status, spousal ownership history and occupancy requirements. Your lawyer can review your eligibility and assist with the applicable closing documentation. See the Ontario first-time homebuyer refund rules .
For eligibility requirements and refund details, see the Ontario government's First-Time Homebuyer Land Transfer Tax Refund Guide .Title insurance is an insurance policy that may protect a property owner or mortgage lender against specified title-related losses, such as certain title defects and fraud risks, subject to the policy's terms and exclusions. Title insurance is not generally required by Ontario legislation for every purchase, but a mortgage lender may require coverage as a condition of financing. The premium is separate from our standard legal fee and fixed office disbursements.
A condominium purchase involves legal considerations beyond the transfer of ownership. Your lawyer assists with the closing, including title matters, mortgage requirements and the required registration. Condominium buyers should also consider obtaining and reviewing the Status Certificate, which provides important information about the condominium corporation, common expenses and other relevant matters. Confirm the scope and timing of any Status Certificate review with your lawyer, particularly before a condition deadline.
Your lawyer will confirm the amount required to complete your purchase, together with the applicable payment method and deadline. Closing funds may include the remaining purchase price, adjustments, land transfer tax, legal fees and other closing costs, after accounting for your deposit and available mortgage proceeds. Funds must be received and available in time to complete the transaction. Always independently verify payment instructions with your law firm before transferring funds.
There is no guaranteed key-release time. Timing depends on funds arriving, registration and completion of the closing requirements. We will notify you when your purchase has closed and confirm the arrangements for your keys or lockbox access.
Have a question about your upcoming purchase, sale or refinance? Request a clear, itemized quote.
Get a QuoteIn-person appointments are available by arrangement. Remote signing is available for eligible transactions.
Start with clear pricing
Tell us about your transaction. Request an itemized quote showing legal fees, office disbursements and estimated third-party costs.
Prefer to speak with our team? Call (905) 795-7757