TRANSPARENT ONTARIO CLOSING COSTS
Real estate legal fees shouldn't come with surprises. Whether you are buying, selling, or refinancing, compare standard Ontario legal costs, understand what is bundled into your quote, and see which third-party disbursements are separate.
Standard subtotal (legal fee + $699 fixed office disbursements). Applicable HST & third-party fees separate.
Clear fees. Upfront pricing.
At Shaikh Law Firm, our flat legal fee is $999 for a sale and $1,100 for a purchase or refinance, plus a fixed $699 office disbursement package. HST, land transfer tax, title insurance and government registration fees are additional.
Legal guidance from reviewing your documents to completing your home purchase.
Flat legal fee
$1,100
Subtotal: $1,799 + HST Title insurance, government registration fees and applicable land transfer tax are additional.
Get a Purchase QuoteSupport with your closing documents, mortgage payout and net sale proceeds.
Flat legal fee
$999
Subtotal: $1,698 + HST Includes one mortgage payout & discharge
Get a Sale QuoteAssistance with lender requirements, mortgage registration and disbursement of funds.
Flat legal fee
$1,100
Subtotal: $1,799 + HST Includes one mortgage registration & discharge
Get a Refinance QuoteYour legal fee covers document and title review, preparation of closing documents, coordination with the other lawyer and your lender, and handling of closing funds. It includes one mortgage registration on a purchase or refinance and one mortgage discharge on a sale or refinance.
Disbursements are transaction expenses separate from the legal fee. Our $699 fixed office disbursements covers standard software and platform fees, title searches and routine administration. Third-party costs, such as land transfer tax, title insurance and government registration fees, are additional and passed through at cost.
A standard transaction covers one residential freehold or condominium property in Ontario with one mortgage registered or discharged. Islamic financing (such as Ijara structures), private lenders, additional mortgages, separation agreements or matrimonial disputes, and title issues fall outside scope of standard transaction. Any additional fee is confirmed in writing before work begins.
Compare what other firms offer with Shaikh Law firm. Use these questions to check legal fees, office disbursements and mortgage work for the same transaction.
| What to Compare | What to Ask Other Firms | Shaikh Law Firm |
|---|---|---|
| Total legal and office cost Before HST and third-party costs | Does the quote include office disbursements or legal fees only? | $1,100 purchase or refinance $999 sale |
| Office disbursements | Is the disbursement amount fixed or an estimate? | $699 fixed package Included in the totals above. |
| Mortgage work | Are mortgage preparation and registration included? | One standard institutional mortgage included Legal work on a purchase or refinance. |
| Mortgage payout and discharge | How many mortgage payouts and discharges are included? | First payout and discharge included On a sale or refinance. Additional payouts: $65 each + HST. |
| Remote signing | Is remote signing available, and is there an added fee? | Available for eligible transactions Subject to identification and lender requirements. |
Request your itemized written quote
QUOTEFrom your quote to closing
Buying, selling or refinancing? Here is how we move your transaction forward, from confirming your fees to completing your closing.
Tell us about your transaction and expected closing date and we will send you our written quote.
Once you retain us, send us the documents and we will take care of rest.
We prepare your closing documents and arrange your signing appointment, remotely where eligible or in person.
We coordinate funds and required registrations. Your final report follows after closing.
Start with clear pricing
Clear fees. Simple budgeting. Start with your transaction below.
One Ontario freehold or condo with routine requirements. See the scope details below.
First payout included. Each additional payout: $65.00 + HST. Lender and government charges remain separate.
Generally, a first-time buyer is 18 or older, a Canadian citizen or permanent resident, has never owned a home anywhere in the world, and will move in within nine months of closing. A spouse's past ownership can affect eligibility. Refund and eligible share require lawyer confirmation.
Enter a number from 0 to 100.
Required to estimate your refinance title insurance allowance.
Our fixed refinance fee covers the legal work from your lender's instructions to funding: we review the mortgage instructions, pay out your current mortgage, register the new mortgage and report to you and your lender. Every cost is itemized, and any additional work is confirmed in writing before it begins.
Leave blank for the automatic firm budgeting allowance. An entered insurer quote, including all taxes and fees, replaces the allowance.
Leave at 0 when the lender registers its discharge. Enter only registrations charged through our office; lender charges are excluded. Do not count a lender's registration twice.
Estimate only. Additional costs may apply; your written quote confirms scope and amounts.
Budget only, not a quote or cash required to close. Standard scope: one Ontario residential freehold or condominium property with routine title and closing requirements. Islamic financing (including Ijara), private lending, additional mortgages, separation agreements or matrimonial disputes, and title or closing issues requiring additional work require a written quote. Additional fees are confirmed in writing before additional work begins.
Private or Islamic financing, additional mortgages, matrimonial issues, and buyers without Canadian citizenship or permanent residency require review.
The client experience
Client feedback on pricing, service and attention to detail.
“Very reasonable rates and no hidden fees”
“They provided white glove service”
“Always available and on top of the details.”
Your questions answered
Answers to common questions about our legal fees, disbursements and residential closings in Ontario.
At Shaikh Law Firm, our flat legal fees are $999 for a sale and $1,100 for a purchase or refinance, plus a $699 fixed office disbursement package.
The legal fee and office package together are $1,698 + HST for a sale or $1,799 + HST for a purchase or refinance. Applicable third-party closing costs are additional. These prices apply to standard residential transactions within the agreed scope.
The legal fee covers the advice and legal work needed to complete your transaction within the agreed scope. Depending on whether you are buying, selling or refinancing, this includes document and title review, preparation of closing documents, signing, coordination with your lender and the other lawyer where applicable, handling closing funds and final reporting.
The mortgage registration and payout work included for each transaction is explained below.
Disbursements are transaction-related expenses charged separately from the professional legal fee. We distinguish between our fixed office package and separate third-party closing costs.
Our $699 fixed office disbursement package covers the following for a standard residential transaction:
HST applies to the office package.
Separate third-party closing costs are additional, where applicable, and passed through at cost without a firm markup:
These amounts depend on the property, financing and transaction requirements. Your written quote identifies the included services and estimates applicable additional costs.
No. Our displayed prices are before HST. HST is added to the professional legal fee and the $699 office disbursement package. Your written quote shows applicable taxes and separate third-party costs.
For standard residential transactions within the agreed scope, our legal fees include:
These inclusions cover our legal work. Government registration fees, lender discharge charges and any mortgage prepayment penalties remain separate. Additional payouts are $65 + HST each.
A standard transaction is a routine residential purchase, sale or refinance with ordinary title and closing requirements and, where financing is involved, standard institutional lender instructions.
Private or alternative financing, complex title issues, additional payouts, independent legal advice and urgent closing requirements may involve work outside the standard scope. Your written quote confirms the services included for your transaction.
Additional charges may apply where your transaction requires work outside the agreed scope, including:
Your written quote sets out the agreed scope and applicable additional charges.
Our team will confirm payment timing and provide instructions for your legal fees and closing funds. The arrangements depend on whether you are buying, selling or refinancing and the requirements of your transaction.
We offer remote signing for eligible transactions across Ontario, subject to identification, lender and transaction requirements. In-person appointments are also available by arrangement. Our team will confirm the signing options for your closing.
Start with clear pricing
Tell us about your transaction. Request an itemized quote showing legal fees, office disbursements and estimated third-party costs.
Prefer to speak with our team? Call (905) 795-7757
Shaikh Law Firm · Serving Ontario
Our head office is in Mississauga, and we serve clients across Ontario with their real estate purchases, sales and refinancing transactions.
Mississauga Head OfficeIn-person appointments are available by arrangement. Remote signing is available for eligible transactions.
SHAIKH LAW FIRM • ONTARIO
Shaikh Law Firm provides residential real estate legal services across Ontario. Explore our local real estate lawyer pages to learn more about buying, selling and refinancing your property.
Do not see your city listed? Our head office is in Mississauga, and we assist clients throughout Ontario. Contact Shaikh Law Firm to discuss your transaction.