Real estate closing documents, house keys and Ontario property law books on a lawyer's desk.

Transparent Ontario Closing Costs

Ontario Real Estate Lawyer Fees Know Exactly What You Are Paying Before Closing Day

Buying, selling or refinancing? Compare our fixed real estate lawyer fees, understand what your quote includes, and plan for applicable taxes and separate closing expenses.

Professional Legal Fees

Purchase $1,100 + HST
Sale $999 + HST
Refinance $1,100 + HST
  • Purchases & Sales
  • Refinances
  • Remote Signing Where Eligible
Clear Fees. Defined Inclusions.

Purchase: Legal work for one standard institutional mortgage included.

Sale: One mortgage payout and discharge handling included.

Refinance: One new standard institutional mortgage plus one existing mortgage payout and discharge handling included.

Clear fees. Upfront pricing.

How Much Does a Real Estate Lawyer Cost in Ontario?

At Shaikh Law Firm, our flat legal fee is $999 for a sale and $1,100 for a purchase or refinance, plus a fixed $699 office disbursement package. HST, land transfer tax, title insurance and government registration fees are additional.

Purchase

Legal guidance from reviewing your documents to completing your home purchase.

Flat legal fee

$1,100

Fixed office
disbursements
$699

Subtotal: $1,799 + HST Title insurance, government registration fees and applicable land transfer tax are additional.

Get a Purchase Quote

Sale

Support with your closing documents, mortgage payout and net sale proceeds.

Flat legal fee

$999

Fixed office
disbursements
$699

Subtotal: $1,698 + HST Includes one mortgage payout & discharge

Get a Sale Quote

Refinance

Assistance with lender requirements, mortgage registration and disbursement of funds.

Flat legal fee

$1,100

Fixed office
disbursements
$699

Subtotal: $1,799 + HST Includes one mortgage registration & discharge

Get a Refinance Quote

Same Standard Legal Fees, Regardless of Property Value or Number of Owners

Our standard legal fees do not increase solely because your property has a higher value or there are multiple owners. Transaction-specific expenses, such as land transfer tax and title insurance, may vary. Additional work outside the agreed scope is quoted separately.

What do the legal fees cover?

Your legal fee covers document and title review, preparation of closing documents, coordination with the other lawyer and your lender, and handling of closing funds. It includes one mortgage registration on a purchase or refinance and one mortgage discharge on a sale or refinance.

What Are Disbursements?

Disbursements are transaction expenses separate from the legal fee. Our $699 fixed office disbursement package covers standard software and platform fees, title searches and routine administration. Third-party costs, such as land transfer tax, title insurance and government registration fees, are additional and passed through at cost.

Standard pricing applies to one residential freehold or condominium property in Ontario with routine title and closing requirements. A purchase includes legal work for one standard institutional mortgage; a sale includes one mortgage payout and discharge handling; a refinance includes one new standard institutional mortgage and one existing mortgage payout and discharge handling. Islamic financing (such as Ijara structures), private lenders, additional mortgages, separation agreements or matrimonial disputes, and title issues fall outside the standard scope. Any additional fee is confirmed in writing before the additional work begins.

Shaikh Law Firm—flat legal fees and transparent real estate closing costs in Ontario. Call (905) 795-7757 or visit slclawyer.ca.

Start with clear pricing

Plan Your Closing Costs

Clear fees. Simple budgeting. Start with your transaction below.

Choose your calculator

Your details

One Ontario freehold or condo with routine requirements. See the scope details below.

Where is the property?
Are you getting a mortgage?

Includes legal work for one standard institutional mortgage.

Potentially eligible for a first-time buyer refund?
Refund eligibility

Generally, a first-time buyer is 18 or older, a Canadian citizen or permanent resident, has never owned a home anywhere in the world, and will move in within nine months of closing. A spouse's past ownership can affect eligibility. Refund and eligible share require lawyer confirmation.

Required to estimate your refinance title insurance allowance.

Optional insurer quote and closing details
Does the rush fee apply?

Required documents, instructions or information arrive less than seven calendar days before closing, or changes occur during that period. Applicability is confirmed in writing.

Leave blank for the automatic firm budgeting allowance. An entered insurer quote, including all taxes and fees, replaces the allowance.

Your estimate

Estimate only. Additional costs may apply; your written quote confirms scope and amounts.

Standard scope and estimate limitations

Budget only, not a quote or cash required to close. Standard scope: one Ontario residential freehold or condominium property with routine title and closing requirements. Islamic financing (including Ijara), private lending, additional mortgages, separation agreements or matrimonial disputes, and title or closing issues requiring additional work require a written quote. Additional fees are confirmed in writing before additional work begins.

Private or Islamic financing, additional mortgages, matrimonial issues, and buyers without Canadian citizenship or permanent residency require review.

Legal Fees vs. Total Closing Costs

Your lawyer’s fees are one part of your closing budget. The professional legal fee pays for the legal work on your transaction. Our fixed office disbursement package covers the standard office costs described in the fee breakdown above. Applicable HST and separate transaction expenses must also be budgeted for.

Depending on your transaction, additional amounts may include land transfer tax, title insurance, government registration fees and closing adjustments. Mortgage balances, lender charges and prepayment penalties may also affect the funds required or proceeds available. The calculator provides a budgeting estimate; it is not a final statement of the funds required to close.

Explore the Full Ontario Closing Costs Calculator

Beyond Your Standard Closing

Other Real Estate Legal Services

Need help before signing an agreement, reviewing condominium documents or completing an interim occupancy closing? Shaikh Law Firm also offers the following real estate legal services in Ontario.

New-Build Condominiums

Interim Occupancy Closing

Legal assistance with the interim occupancy stage of your new-build condominium purchase, including review of the occupancy closing documents and advice on your obligations.

$860 + HST · Legal fee

This fee relates to interim occupancy. Your written quote confirms the scope, applicable disbursements and fees for the subsequent final closing.

QUOTE

Condominium Document Review

Condominium Status Certificate Review

Review of the condominium status certificate and supporting documents, with advice on legal concerns relevant to your proposed purchase.

$360 + HST · Legal fee

A separate review service. Please provide the complete document package and any deadline for your review condition.

QUOTE

Property Agreement Review

Agreement of Purchase and Sale Review

Legal review of your proposed Agreement of Purchase and Sale, with advice on its terms, conditions, deadlines and contractual obligations.

$360 + HST · Legal fee

A separate review service. Send the agreement and any schedules, amendments and signing or condition deadlines.

QUOTE
Real estate lawyer fees

Ontario Real Estate Lawyer Fees: A Market Comparison

Compare what other firms offer with Shaikh Law firm. Use these questions to check legal fees, office disbursements and mortgage work for the same transaction.

Questions to ask other firms alongside Shaikh Law Firm's fees and inclusions.
What to Compare What to Ask Other Firms Shaikh Law Firm
Total legal and office cost Before HST and third-party costs Does the quote include office disbursements or legal fees only? $1,100 purchase or refinance $999 sale
Office disbursements Is the disbursement amount fixed or an estimate? $699 fixed package Included in the totals above.
Mortgage work Are mortgage preparation and registration included? One standard institutional mortgage included Legal work on a purchase or refinance.
Mortgage payout and discharge How many mortgage payouts and discharges are included? First payout and discharge included On a sale or refinance. Additional payouts: $65 each + HST.
Remote signing Is remote signing available, and is there an added fee? Available for eligible transactions Subject to identification and lender requirements.

Request your itemized written quote

QUOTE

From your quote to closing

What Happens After You Request a Quote?

Buying, selling or refinancing? Here is how we move your transaction forward, from confirming your fees to completing your closing.

  1. Receive your written quote

    Tell us about your transaction and expected closing date and we will send you our written quote.

  2. Retain us and send your documents

    Once you retain us, send us the documents and we will take care of the rest.

  3. Review and sign

    We prepare your closing documents and arrange your signing appointment, remotely where eligible or in person.

  4. Complete your closing

    We coordinate funds and required registrations. Your final report follows after closing.

The client experience

What Our Clients Say

Client feedback on pricing, service and attention to detail.

“Very reasonable rates and no hidden fees”

James Lloyd Review excerpt View reviewer profile

“They provided white glove service”

Milan Nguyen Review excerpt View reviewer profile

“Always available and on top of the details.”

Walter Paige Review excerpt View reviewer profile

Your questions answered

Real Estate Lawyer Fees: Frequently Asked Questions

Answers to common questions about our legal fees, disbursements, document reviews and residential closings in Ontario.

How much are real estate lawyer fees in Ontario?

At Shaikh Law Firm, the combined legal fee and fixed office disbursement package are $1,698 + HST for a sale and $1,799 + HST for a purchase or refinance. Applicable land transfer tax, title insurance and government registration fees are additional.

The breakdown is a professional legal fee of $999 for a sale or $1,100 for a purchase or refinance, plus our $699 fixed office disbursement package. These prices apply to standard residential transactions within the agreed scope.

Do your real estate lawyer fees increase with the property value or number of owners?

No. Our standard legal fees do not increase solely because your property has a higher value or there are multiple owners. This applies to standard purchases, sales and refinancing transactions within the agreed scope.

Transaction-specific expenses, such as land transfer tax and title insurance, may vary. Additional legal work outside the agreed scope is quoted separately and confirmed in writing before that work begins.

What does the professional legal fee cover?

The legal fee covers the advice and legal work needed to complete your transaction within the agreed scope. Depending on whether you are buying, selling or refinancing, this includes document and title review, preparation of closing documents, signing, coordination with your lender and the other lawyer where applicable, handling closing funds and final reporting.

The mortgage registration and payout work included for each transaction is explained below.

What are real estate disbursements, and what does the $699 package include?

Disbursements are transaction-related expenses charged separately from the professional legal fee. We distinguish between our fixed office package and separate third-party closing costs.

Our $699 fixed office disbursement package covers the following for a standard residential transaction:

  • Parcel register, instrument and execution (writ) searches.
  • Conveyancing software and portal fees.
  • Digital identity verification and secure file archiving.
  • Routine courier, banking administration and file administration.

HST applies to the office package.

Separate third-party closing costs are additional, where applicable, and passed through at cost without a firm markup:

  • Land transfer tax: Provincial and Toronto municipal land transfer tax, where applicable.
  • Government registration fees: Charges for registering documents, such as a transfer or mortgage.
  • Title insurance: The premium for the policy arranged for your transaction.

These amounts depend on the property, financing and transaction requirements. Your written quote identifies the included services and estimates applicable additional costs.

Do the prices include HST?

No. Our displayed prices are before HST. HST is added to the professional legal fee and the $699 office disbursement package. Your written quote shows applicable taxes and separate third-party costs.

Are legal fees the same as total closing costs?

No. Legal fees are one part of your transaction budget. Total closing expenses may also include office disbursements, applicable HST, land transfer tax, title insurance, government registration fees and adjustments.

The funds you need to provide, or the proceeds you receive, also depend on items such as your deposit, mortgage advance and existing mortgage payouts. Use our Ontario closing costs calculator for a budgeting estimate. Your final closing figures are confirmed separately.

Does the legal fee include mortgage registration and discharge work?

For standard residential transactions within the agreed scope, our legal fees include:

  • Purchase: Preparation, lender coordination and registration work for one standard institutional mortgage.
  • Sale: Payout and discharge handling for one existing mortgage.
  • Refinance: Registration work for one new standard institutional mortgage, plus payout and discharge handling for one existing mortgage.

These inclusions cover our legal work. Government registration fees, lender discharge charges and any mortgage prepayment penalties remain separate. Additional payouts are $65 + HST each.

What is a standard residential real estate transaction?

A standard transaction is a routine residential purchase, sale or refinance involving one Ontario freehold or condominium property, ordinary title and closing requirements and, where financing is involved, standard institutional lender instructions.

Private or alternative financing, complex title issues, additional payouts, independent legal advice and urgent closing requirements may involve work outside the standard scope. Your written quote confirms the services included for your transaction.

When can additional legal fees apply?

Additional charges may apply where your transaction requires work outside the agreed scope, including:

  • Additional payouts: $65 + HST for each payout beyond the included allowance.
  • Rush closings: $450 + HST if required documents, lender instructions or information are received less than seven days before closing, or changes are made during that period.
  • Non-standard work: Private or alternative financing, complex title issues or independent legal advice may require a separate quote.

Your written quote sets out the agreed scope and applicable additional charges. Any additional fee is confirmed in writing before the additional work begins.

How can I compare real estate lawyers and their quotes in Ontario?

Compare the same transaction and the same scope of work. Give each firm the property type, municipality, closing date and financing details, then request an itemized written quote.

  • Compare the combined legal fee and office charges.
  • Check the mortgage registration and payout work included.
  • Identify separate taxes, insurance and registration costs.
  • Ask what circumstances could lead to additional charges.
  • Confirm signing options, who handles day-to-day communication and how to speak with the lawyer.

When choosing a lawyer, also check their licensing status through the Law Society of Ontario and ask about experience with your type of transaction.

How much does a condominium status certificate review cost?

Our professional legal fee for a separate condominium status certificate review is $360 + HST. The service involves reviewing the certificate and supporting documents and advising on legal concerns relevant to your proposed purchase.

Provide the complete document package and your condition deadline. Confirm whether review is included in your closing retainer or is a separate service. The charge to obtain the certificate is distinct from our legal review fee.

How much does an Agreement of Purchase and Sale review cost?

Our professional legal fee for a separate Agreement of Purchase and Sale review is $360 + HST. We review the agreement and advise on its terms, conditions, deadlines and contractual obligations within the agreed review scope.

Send the agreement, schedules and amendments, together with any signing or condition deadline. Negotiations, amendments or subsequent closing work should be confirmed in the written scope of engagement.

How much are interim occupancy closing legal fees?

Our professional legal fee for interim occupancy closing assistance is $860 + HST. This service relates to the interim occupancy stage of a new-build condominium purchase.

Interim occupancy and final closing are separate stages. Your written quote confirms the work covered, applicable disbursements and the fees for the subsequent final closing.

If I am buying and selling, do I need a quote for each transaction?

Yes. Ask for a breakdown for both your sale and your purchase. Each transaction involves its own legal work and expenses. Our published standard sale and purchase prices apply to their respective transactions.

Tell us both closing dates and whether funds from your sale are needed for your purchase. This helps us assess coordination requirements and any additional arrangements that need to be addressed in your quote.

When do I pay my real estate lawyer?

Our team will confirm payment timing and provide instructions for your legal fees and closing funds. The arrangements depend on whether you are buying, selling or refinancing and the requirements of your transaction.

Can I complete my closing remotely?

We offer remote signing for eligible transactions across Ontario, subject to identification, lender and transaction requirements. In-person appointments are also available by arrangement. Our team will confirm the signing options for your closing.

Start with clear pricing

Get Your Real Estate Quote

Tell us about your purchase, sale, refinance or document review. Request an itemized quote showing the legal fees, applicable office disbursements and estimated third-party costs for your service.

Prefer to speak with our team? Call (905) 795-7757

Shaikh Law Firm · Serving Ontario

Real Estate Legal Services Across Ontario

Our head office is in Mississauga, and we serve clients across Ontario with their real estate purchases, sales and refinancing transactions.

Mississauga Head Office
218 Export Blvd, Unit 105
Mississauga, Ontario L5S 0A7

In-person appointments are available by arrangement. Remote signing is available for eligible transactions.

Call our team (905) 795-7757
Fax (905) 795-1271

SHAIKH LAW FIRM • ONTARIO

Find a Real Estate Lawyer Near You

Shaikh Law Firm provides residential real estate legal services across Ontario. Explore our local real estate lawyer pages to learn more about buying, selling and refinancing your property.

Do not see your city listed? Our head office is in Mississauga, and we assist clients throughout Ontario. Contact Shaikh Law Firm to discuss your transaction.